Simplifying life Insurance application process
Life Insurance application require submission of medical records and an in person medical appointment at the listed medical provider. However, in pursuit to make life insurance application accessible, convenient, and inclusive, we’ve integrated videoconferencing feature. You can now complete your life insurance applications without extensive in person medical examinations. With this advancement you can skip the hassle and schedule a virtual examination with the listed healthcare provider.
Here for you, online and offline
The AI evolution of the videoconferencing tool helps analyse and interpret various health metrics and key indicators. This makes our individual life insurance assessments faster, more insightful and completely tailored to individual health profiles.
Data Security
Digital data inventories ensure maximum safety and privacy
Digital Ease
Virtual session to cut down physical effort & commute.
No Exposure to Disease
File and monitor claims online and receive payments directly.
Reduced TAT
Shorter turn-around time to expedite the whole process.
A.I. Integration
A.l. analyses health metrics to facilitate the entire process.
Product resources
For more information, please refer to the product resources listed here.
Your questions answered: Video Medical Examination Report (VMER)
We are here to help. Find the most commonly asked videoconferencing related questions.
Video Medical Examination Report (VMER) for insurance is a virtual health questionnaire conducted by a medical professional over video. The goal is to gather information about your health status as part of the insurance underwriting process. The insurer uses this information to assess your risk profile and determine the appropriate coverage and premium rates.
The insurance company will use your VMER to:
Assess your health
The exam helps the insurer evaluate your current health, medical history, and potential risks (e.g., pre-existing conditions, lifestyle factors).
Verify your information
The insurer may verify your self-reported health data (e.g., chronic illnesses, medications) through the video exam.
Determine your life insurance premium
The results of the exam can affect your premiums. Healthier individuals often qualify for lower premiums, while those with higher health risks may be offered higher premiums or limited coverage.
A sales team member from the insurance company will contact the applicant, gather necessary information, and then arrange the VMER. The member will initially send an email invite via ORB to the applicant with the link to the session, the date and time. To join the video call, you'll need a device with a camera and microphone in working condition. Rest assured, the examination will be conducted in a secure manner, ensuring confidentiality of your personal health records.
Introduction
The healthcare professional will introduce themselves and explain the purpose of the exam - to assess your health, including vitals, for insurance.
Identity verification
You’ll be asked to show your ID on camera for verification. Some providers may also ask questions, like your full name, date of birth, or address.
Standard questionnaire
A doctor will then ask health and medical-related questions which the applicant must respond to.
Your questions answered: AI Face Scan
We are here to help. Find the most commonly asked AI face scan related questions.
AI-powered face scan technology uses artificial intelligence and advanced algorithms to gauge various health vitals like heart rate, blood pressure, respiratory rate, and so on. The technology works by capturing high-resolution images or videos of your face, processing them to analyse vitals in real time.
The AI system uses your face's micro-movements (such as blood flow and skin colour changes) to assess vital signs. These movements are imperceptible to the human eye but can be detected through AI analysis. The scan is quick, non-invasive, and performed using the front camera of your smartphone.
Yes, the face scan process is completely safe. It uses non-invasive, optical technology that does not involve radiation or any physical contact with the user. The scan simply analyses the natural movement and colour changes on the skin’s surface, which are completely safe to monitor.
The face scan takes roughly 60 seconds. The process is quick, easy, and non-disruptive.
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Contact Us
HEAD OFFICE
CUSTOMER SERVICE CENTRE
800 SUKOON (785666)COMPLAINTS
GENERAL ENQUIRIES
Reach us
HEAD OFFICE
Sukoon Building,
Omar Bin Al Khattab
Street, Next to Al Ghurair
Mall
Deira, P.O. Box 5209
Dubai, United Arab Emirates
WALK-IN VISIT
Visit any of our branches to get expert advice, complete your application, and enroll on the spot.