Personal Accident (LIFE EASY)

Protection for accidental loss, medical costs, and stability for those who depend on you.

here for you, to help you get back on your feet

Life doesn’t come with warnings. One moment you’re planning a milestone, the next you’re navigating across an unexpected turn. What matters most is knowing, Sukoon is here for you, so you don’t have to face it alone. Life Easy has been curated to offer support if an accident leads to permanent or partial disability, paralysis, accidental medical expenses, or the loss of a loved one. It’s there to help you stay focused on recovery, stability, and the people who matter most, instead of worrying about what comes next. With Life Easy, protection isn’t limited by time or place. It stays with you, quietly working in the background, wherever life takes you. Because when life feels uncertain, your sense of security shouldn’t be.

Key Features

Practical benefits that makes protection reliable and dependable.

  • 24-hour worldwide coverage
  • No medical examination required
  • Financial security up to AED 500,000
  • Accident and medical expenses cover
  • Daily accident hospital income up to 180 days
  • Easy enrolment and guaranteed acceptance
  • Entry age from 18 years to 69 years
  • Passive war and terrorism extension
  • Quick claims settlement with minimal documents required
  • Second medical opinion covered

What's Covered

Our policies come with a host of additional benefits.

  • Accidental and Unexpected Demise - If caused by violent, sudden, external and visible means
  • Additional Covers - Personal Liability, Accidental Medical Reimbursement and Second Medical Opinion
  • Bill Protection - This benefit is paid monthly as a result of an accidental demise or permanent total disability
  • Daily Hospital Cash - Continuous daily income while being hospitalised as a result of an accident, There's also financial support on a daily basis during the needed medication period
  • Permanent Partial Disablement - If the result of an accident, and prevents the insured from continuing a big part of his/her occupation, or any other occupation
  • Permanent Total Disablement - If the result of an accident, and entirely prevents the insured from ever again following his/her occupation or any other occupation
  • Repatriation Expenses - For transportation of the bodily remains of the insured back to their home country following an accidental demise

Special Policy Extensions

  • Drowning
  • Food Poisoning
  • Motor Cycling
  • Natural Perils
  • Passive War and Terrorism (optional)

Your questions answered

We are here to help. Find the most commonly asked questions.

Yes, you can. But you won't be able to travel outside your country of residence for the second opinion.

This benefit covers you for any legal liability incurred by you as a result of accidental loss or damage to the property, bodily injury, sickness or illness of a person. In addition, we will pay all costs and expenses incurred in connection with the defense of any claims against you up to AED 50,000 per policy year.

Product resources

For more information, please refer to the product resources listed here.

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