Contractor's All Risk Car

CONTRACTOR’S ALL RISK (CAR) INSURANCE

From landmark projects like the Burj Khalifa to everyday developments, we cover all construction risks and third-party liabilities.

HELPING YOU BUILD WITH CONFIDENCE AT EVERY STAGE

Sukoon Contractor’s All Risk (C.A.R.) Insurance provides extensive protection for construction projects, covering your plant, machinery, equipment, and materials against loss or damage. The policy also safeguards you against third-party claims for property damage or bodily injury arising from the execution of a project, helping you manage liability and reduce financial exposure. Designed as a true “all risks” cover, C.A.R. protects against almost any sudden and unforeseen loss or damage that is not specifically excluded. This means that nearly every hazard on the construction site, beyond the obvious risks, is accounted for, giving you comprehensive peace of mind and letting you focus on completing your projects efficiently and safely.

WHAT’S COVERED

While it's true that C.A.R. covers basically all eventualities not excluded, we'd just like to mention some of the most important kinds of losses that are indemnifiable under the policy.

  • Fire, lightning, explosion
  • Flood, inundation
  • Windstorm of any kind
  • Earthquake
  • Theft, burglary
  • Collapse
  • Bad workmanship, lack of skill, negligence, malicious acts or human error

*Remember, your cover starts at the commencement of work, or after the items entered in the policy have been unloaded at the site, and terminates when the completed structure or any completed part of it is taken over or put into service.

Cover Extensions

Easily extend your cover to include a maintenance period with these two different kinds of policy extensions:

  • Maintenance Visits Cover

    Through the maintenance period, you will be covered for any loss or damage caused during operations, while complying with all obligations under the maintenance provisions of your contract.

  • Extended Maintenance Cover

    In addition to the protections provided under the maintenance visits cover, the Extended Maintenance cover includes any loss or damage that occurred during the maintenance period but was caused during the construction period on the site.

your questions answered

We are here to help. Find the most commonly asked Contractor’s All Risk (CAR) Insurance questions.

Yes of course! The contractor's plant and machinery are covered under our Contractor's All Risk policy.

No, sorry, these are non-cancellable policies.

No, these are exclusions under the policy. However, the policy can be extended to remove these exclusions and cover the mentioned damages and injuries, with some limitations.

Yes. Loading/unloading is covered in the Contractor's All Risk policy.

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  • HEAD OFFICE

    Sukoon Building,

    Omar Bin Al Khattab

    Street, Next to Al Ghurair

    Mall

    Deira, P.O. Box 5209

    Dubai, United Arab Emirates

  • WALK-IN VISIT

    Visit any of our branches to get expert advice, complete your application, and enroll on the spot.

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