TERM PROTECT

Coverage for a wide age group from 18 to 80 with flexible payment options.

HERE FOR YOU, AND FOR THOSE WHO DEPEND ON YOU

Every life insurance plan is a way to secure the future of those you love, even in a world where you’re no longer there to provide for them. Our Term Protect policy is an intelligent design that provides you with peace of mind. It offers a lump sum payout to your beneficiaries, with the flexibility to choose the coverage amount that meets your needs. Additional riders protect against the financial impact of serious illness or accidents, while coverage from 1 year up to 80 years of age, including passive war and terrorism risks, ensures your loved ones can maintain their lifestyle and financial stability, no matter what the future holds.

Key Benefits

Practical benefits that makes protection reliable and dependable.

  • Customised Policy Term

    Choose your policy term for 1 year up to an attained age of 80 years. Also, according to your requirement, select between decreasing or level term.
  • Various Riders Available

    Get extra optional coverage for accidental death, disability, critical illness and more by paying just a small additional amount.
  • Flexible Premium Paying Terms

    Choose to pay your insurance premium monthly, quarterly, half yearly, annually, or even upfront, based on your convenience.

  • Embedded Accelerated Critical Illness

    There's a complimentary option to use part of the sum assured for treatment of selected critical illness.

  • Joint Life Option

    Get optional spouse cover. The sum assured can be chosen for each life assured based on your requirements.

  • Competitive Premium

    The plan is a pure risk cover that offers a high level of financial protection at economical rates.

  • Worldwide Cover

    Enjoy the cover from anywhere around the world.

Extensions

Optional add-ons that strengthen and expand your protection.

  • Critical Illness Benefit

    This benefit will ease your financial situation if you are diagnosed with any of the illnesses defined as per the terms and conditions.

  • Accidental Death Benefit

    The policy will pay an additional amount in case of demise by accident.

  • Permanent and Total Disability Benefit

    The policy will pay an additional amount in case of permanent and total disability due to sickness or accident depending on the options that you have selected.

  • Waiver of Premium for Disability Benefit

    Waiver of premiums on basic policy and attached riders if the insured is totally and permanently disabled for at least 6 months, until the end of the disablement or basic policy / rider coverage maturity whichever occurs first.

  • Hospital Indemnity Rider

    This benefit will pay the specific amount applied for in case of hospital stay for more than 3 days subject to the terms and conditions of the rider benefit.

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